If you’re like us, constantly juggling between crypto wallets and traditional banking, it is time to consider getting a crypto card to merge your digital assets with everyday spending.
But with so many options available, which one should you choose? In this review, we’ll take a closer look at the Holyheld card, exploring its features, benefits and fees to determine if it truly delivers on its promises.
Check out our guide to understand how crypto cards work 👀
For those who don’t like to waste time
The Holyheld crypto card might just be the solution you’ve been looking for. Maybe you don’t even need to go through the whole article. Here’s a quick look at what makes it stand out:
- Easy to use: Transition smoothly between crypto and fiat without complications.
- Non-custodial: You always keep control of your funds.
- Multi-network support: Works with major blockchains like Ethereum, Solana, and more.
- Transparent fees: No hidden charges; you know what you pay.
- Instant transactions: Enjoy real-time crypto-to-fiat conversions for stress-free spending.
What is the Holyheld crypto card?
The Holyheld card is a bridge between the traditional finance world and the digital assets ecosystem with a variety of features designed to make managing crypto assets easier while providing flexibility with fiat payments.
Holyheld’s key selling points are its multi-network support, non-custodial control and an integrated IBAN for seamless crypto-to-fiat conversions. It’s available in both virtual and metal card versions, with offers for users with different preferences and budgets.
Fee structure: What does Holyheld charge?
No one likes hidden fees, and Holyheld does a good job of keeping things transparent. Here’s a breakdown of the charges:
- Card issuance:
- Virtual Card: €29 (One-time fee).
- Metal Card: €199 (One-time fee for those who prefer the premium feel).
- Transaction charges:
- Domestic ATM Withdrawals: Free for the first 100 transactions/month. After that, a 1.5% fee + €1.50 is applied.
- International Transactions: Free for the first 100 transactions/month. Exceeding this limit incurs a 2% + €1.00 fee.
- Declined Transactions: Free up to 10 per month, then €1.00 per declined transaction.
- Other fees:
- Domestic Payments Over 100 Transactions/Month: 2% fee.
- International Payments Over 100 Transactions/Month: 2% + €1.00 fee.
In summary, Holyheld keeps its costs reasonable, considering the benefits users get in terms of multi-network support and non-custodial control.
User experience: easy to use or too complicated?
From our experience, the Holyheld app and card system are straightforward to use, even for users who are new to crypto. The app interface has clear options for topping up, transferring between crypto and fiat, and tracking transactions.
The card itself works smoothly for online and in-store purchases, and I particularly liked the integration with international payment networks, which allowed me to spend crypto as easily as fiat currency.
What stood out:
- Instant crypto-to-fiat conversion: No delays, no hassles, just smooth transactions.
- Real-time notifications: Each time you use the card, you get instant updates on your transaction details.
- Available on Google Pay and Apple pay
Security: Is Holyheld safe to use?
Security is always a concern when dealing with crypto, and Holyheld does not disappoint. Since the card is non-custodial, you maintain control of your funds at all times. That’s a massive bonus in a market where other platforms often hold your assets for you.
Additionally, Holyheld uses multi-factor authentication to protect your account, and the app provides robust transaction tracking, making it easier to detect any unusual activity immediately.
Anton from Holyheld covers security in this great Youtube video:
Pros and cons of Holyheld crypto card
Pros:
- Low fees: Reasonable charges for domestic and international transactions.
- Non-custodial: Full control over your assets, which is rare among competitors.
- Multi-network support: Supports multiple networks, making it versatile for different crypto holdings.
- IBAN integration: Makes the card ideal for both crypto and fiat transactions.
- Real-time conversion: Instantaneous conversion from crypto to fiat when making purchases.
Cons:
- Issuance fee: The initial €29 or €199 fee might be a hurdle for some users.
- Transaction limits: After the first 100 transactions, fees apply, which could be limiting for high-frequency users.
- Premium costs: The metal card is a bit pricey for users who might not need the luxury.
Which networks does Holyheld support?
One of the standout features of the Holyheld crypto card is its multi-network support. The card allows users to transact across various blockchain networks, meaning you can access your assets regardless of the network they are on.
Currently, Holyheld supports major networks such as:
- Ethereum: For those holding assets like ETH, stablecoins, and ERC-20 tokens.
- Polygon: A popular layer-2 solution known for its faster transactions and lower fees.
- Binance Smart Chain (BSC): Ideal for users who prefer Binance-based assets.
- Avalanche: Offering speedy transactions with lower costs.
- Solana: Known for its high scalability and low transaction fees, perfect for high-frequency users.
FAQs
How do I get a Holyheld crypto card?
- Signing up for the Holyheld crypto card is simple. Just head over to their website, register for an account, and choose between the virtual and metal card options.
Can I use the Holyheld card internationally?
- Yes, you can use the Holyheld card internationally. You get free international transactions for up to 100 transactions/month.
What networks does Holyheld support?
- Holyheld supports multiple networks, making it easy to transact in various cryptocurrencies. This makes it a versatile option for users with diverse crypto portfolios.
Is there a monthly fee for using Holyheld?
- There are no monthly fees for using the Holyheld crypto card, but fees apply once you exceed the monthly transaction limits.
Can I top up my Holyheld card with any cryptocurrency?
- Holyheld allows you to top up with a wide range of cryptocurrencies. However, the supported networks may vary depending on your location.
Final thoughts: Is Holyheld the right crypto card for you?
After using the Holyheld crypto card for several months, we can confidently say it’s a fantastic option for anyone deep in the Web3 ecosystem because the card has a mix of flexibility, security and convenience, especially for users who value non-custodial control and multi-network support. In conclusion, the Holyheld card is a good balance between affordability and premium service.
This article is provided by Web3Lens, learn more about us here.
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